Absolutely bad experience with Direct Asia Insurance. But I guess there is no such thing as cheap and good. 1) Website could have been better. Did the guys who tested it actually bought insurance from the company? Maybe. But please ask the general public to kind of test it too. I missed out so much information.
2) The customer service is hit/miss. She did not 100% know her stuffs but I was not really looking for that too. She had to put me on hold couple times to check things through. My case is unique perhaps? I like to think not but perhaps. The quality of the voice call was crap. Could not hear her half the time. Internet voice to save money? Miss.
3) I have learnt today that private use of vehicle does not include driving to work. So if I drive and park somewhere near my work place and walk, can I argue that I used the car privately but then since work place so near, I may as well put in some hours? But then again its just a saving of $40, over a year. Don't need to get my "panties in a wad" over this.
Not just insurance, cheap stuffs does not necessarily mean good stuffs. And vice-versa. Question is, what are you risking. Caveat, man.
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